Just Retirement - Drawdown Scheme 6.59% - (more info)

Company Details:

Just Retirement specialise in retirement solutions & have now provided equity release products for over 5 years.

Product Details:

The Drawdown Lifetime Scheme mortgage allows you to take a smaller initial loan but have access to a reserve facility available for you to call on in the future, as and when you need it.

You can borrow from the reserve facility at any time without further approval (subject to a minimum of £2,000.)

The interest rate on the initial cash withdrawal is fixed, however any subsequent withdrawals will be at the rate applicable at that time.

There is a minimum property value of £70,000 with a £10,000 minimum withdrawal limit and plans start at age 60.

Our Incentive:

Free Valuation

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Aviva - Lifestyle Flexible Option 6.57% - (more info)

Company Details:

Aviva (formerly Norwich Union) have offered equity release for over 10 years and have already helped thousands of people release money from their homes.

Product Details:

Lifestyle Flexible Option allows you to take a lower initial loan and have access to a reserve of money in the future, as and when you need it.

You can borrow from the reserve in increments of £5,000 at any time in the future although it can be withdrawn in exceptional circumstances.

The interest rate on the initial cash withdrawal is fixed, however any subsequent withdrawals will be at the rate applicable at that time.

There is a minimum property value of £75,000 with a £10,000 minimum withdrawal limit and plans start at age 55.

Our Incentive:

Exclusive Interest Rate

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

LV= - Flexible Lifetime Mortgage 6.89% - (more info)

Company Details:

LV= is a trade mark of Liverpool Victoria Friendly Society Limited.

Product Details:

The Lump Sum Lifetime Mortgage scheme they offer is designed to give you a single lump sum at the beginning, with no monthly payments during the mortgage, with an interest rate that is fixed for life.

You can release from £10,000 upwards, against the value of your home for things such as home improvements or a holiday.

* Free valuation on properties up to £500,000.

Our Incentive:

Free Valuation & £750 cashback*

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Hodge - Flexible Mortgage Option 6.99% - (more info)

Company Details:

Hodge Lifetime is the trading name of Julian Hodge Bank Limited and Hodge Life Assurance Company Limited.

Hodge introduced the very first equity release plans in 1965 and is the longest established equity release provider in the UK.

Product Details:

With the Flexible Mortgage Option you can take a lower initial loan and have access to a reserve facility for you to call on in the future, as and when you need it. You can borrow from the reserve at any time without further approval (subject to a minimum of £2,000), and it is guaranteed for 15 years.

The interest rate on the initial cash withdrawal is fixed, however any subsequent withdrawals will be at the rate applicable at that time.

Plans start at age 55 and the smallest initial withdrawal limit is £10,000.

Our Incentive:

-

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Stonehaven - Lump Sum Lite 6.13% - (more info)

Company Details:

Stonehaven are one of the few companies who specialise in equity release. They launched in 2006 and have already become one of the leading companies offering equity release in UK.

Product Details:

All Lump Sum product options provide a one-off cash advance. It will be paid to your account or direct to your solicitors. Any outstanding mortgage or loan secured on the property must be repaid and can be repaid from the proceeds of this advance. No monthly repayments need to be made, and the loan (plus any interest accrued and charges added to the loan) is repaid when the house is sold. The minimum lump sum that can be borrowed is £10,000. The maximum depends on your circumstances, which includes your age and the value of your home. If there are two borrowers the amount available depends on the age of the younger borrower. The differences between the Lump Sum options are the maximum amount that you can borrow and the fixed interest rate charged. Exceptions: The LTV may be adjusted in certain circumstances, such as sheltered accommodation or non-standard construction types.

Our Incentive:

-

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Aviva - Lifestyle Sum Max 7.54% - (more info)

Company Details:

Aviva (formerly Norwich Union) have offered equity release for over 10 years and have already helped thousands of people release money from their homes. They are members of Safe Home Income Plans (SHIP), which is a company dedicated to the protection of equity release customers, and ensures providers adhere to a strict code of practice.

Product Details:

The Lifestyle Lump Sum allows you to release a one-off amount of money at the start of the plan for any purpose, and with a fixed interest rate.

There is a minimum property value of £75,000 with a £15,000 minimum withdrawal limit and plans start at age 55.

Our Incentive:

Exclusive Interest Rate

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Hodge - Shared Growth Option - (more info)

Company Details:

Hodge Lifetime is the trading name of Julian Hodge Bank Limited and Hodge Life Assurance Company Limited.

Hodge introduced the very first equity release plans in 1965 and is the longest established equity release provider in the UK.

Product Details:

With the Hodge Lifetime Shared Growth Option, an agreed percentage of your property is sold to Hodge Lifetime, in return for a tax-free cash sum.

You are free to spend this cash in any way you wish.

This Home Reversion Plan guarantees your right to occupation for life, so you can enjoy living in your home, rent free, for as long as you wish.

Applicants must be at least 65 years of age, and the property should be of standard construction and valued at over £60,000.

Our Incentive:

Free Valuation*

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.

Bridgewater - Flexible Release Plan - (more info)

Company Details:

Bridgewater Equity Release is a subsidiary of Grainger Trust Plc and is one of the largest quoted residential property investors in the UK. They have over 2,500 home reversion customers and growing.

Product Details:

The Flexible Release Plan allows you to release less than 100% of the property value with the guarantee of being able to release further cash sums as you need based on the property value at that time.

This appeals to those not requiring the maximum cash available, who want to retain an interest in the property and a share of any future house price movement.

Applicants should be aged 65 or over (both aged at least 65 if a couple) and own a house or bungalow which is freehold, long leasehold or ownership of land in Scotland (formerly feudal tenure).

You must also be happy to release at least 25% of your property or £25,000 whichever is the lower.

Our Incentive:

-

Our Details:

If you would like further details on this product please don't hesitate to get in touch by calling us on 0800 15 22 525 or by requesting a callback. Alternatively click the GET QUOTE button above to submit your details to us.